Credit Dusters is designed for people who are ready to execute a strategic roadmap to improve their credit — not for those seeking quick deletions or hacks; the best results come from members who show up, follow our action steps, and commit to building a lender-trusted profile that supports future financing and financial goals.

Our phases aren’t a match for anyone looking for instant results, unwilling to follow guidance, or seeking to game the system, and in some cases those with active bankruptcies, unresolved major derogatories, or inconsistent income may need additional foundational work before joining.

Credit improvement is not instantaneous — most members complete the Funding Ready Intensive in about 6–12 months with consistent work, and those who move on to Premium Funding Mastery typically take another 6–12 months to optimize for stronger limits and leverage, meaning a full transformation can span 12–24 months depending on your starting point and execution.

Your Credit Strategist builds the roadmap, but your progress depends on timely execution of your Action Steps, maintaining on-time payments, providing requested documents, and engaging with strategy updates — consistency and follow-through are required to see results.

Membership includes the program fee you agree on during consult, and members also must maintain their MyFreeScoreNow credit monitoring account ($24.97/mo) so we can access lender-view data — there are no hidden fees beyond your membership plan and monitoring.

Yes! We use secure, bank-level encryption and dedicated portals to upload and manage your information; we never sell your data and only use it to build your actionable strategy.

We guarantee that if you follow the strategy and complete your Intensive goals, your consumer scores will hit 700+ — and we continue working with you until they do — but we can’t promise a specific timeline (like 90 days) for every member.

Yes! After your consumer profile is lender-ready and you qualify for phase 2, you can add-on a business funding track. We strategically build toward stronger credit limits, better terms, and business funding opportunities; this layered approach ensures your profile supports the goals you’re working toward.

You’ll get major strategy goal updates every 37–40 days plus weekly Action Step videos, and you can reach out with strategy-related questions in between—our support is structured to keep you moving forward without guesswork or ambiguity.

You have the flexibility to cancel your membership at any time, but we strongly encourage a minimum 6-month commitment so you can see the real impact of the strategic work; this helps protect your progress and keeps you on track for measurable results.