Happy New Year! As we head into 2018, many of my clients are excited about the prospect of getting their credit cleaned up enough to buy a home, many for the first time. This is a fabulous goal, and even with rates soon to be on the rise, purchasing is still way cheaper than renting in most cases.
Manny was one of my customers that was living in a home on contract. To make it his own, he had to get his credit good enough to refinance the house into his name. His scores were in the 600’s so scores weren’t the problem. It was his medical collections, which totaled almost $30,000. After working with Manny over a series of months, we were able to reduce his medical debt by $26,256, leaving him only a little over $3000 left to pay off!
Our clients tell us they love our program because we help narrow down the amount of debt owed to make it manageable, and put together a plan for tackling anything remaining. The savings is almost always worth WAY more than the client pays for the service, and the result at the end of the process is better scores, better credit, and more options. Needless to say, Manny can now call his home his own. Way to go, Manny!