Escape Credit Chaos. Own Your Financial Future

Stop surviving and start thriving. Credit Dusters provides personalized credit strategies and expert coaching to help you build lasting financial control

If you’re tired of getting told “no” and ready to hear “yes,” you’re in the right place.

Welcome

Your credit score is affected by many different factors, from payment history to the amount of debt you carry. Take this quiz to discover what could be holding your credit score back! Answer a few simple questions, and we’ll pinpoint your #1 credit score killer.

First Name *

Last Name *

Email *

Phone *

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1. Payment History (35% of FICO score)

In the past year, have you been late on any credit card, loan, or other payment? *

A) Yes, more than once.

B) Yes, but only once.

C) No, I’ve been on time with all my payments.

D) I don’t have any credit accounts.

2. Credit Utilization (30% of FICO score)

How much of your available credit (credit card limits) are you currently using? *

A) I’m using more than 50% of my total available credit.

B) I’m using up to 50%.

C) I’m using less than 30%.

D) I don’t have credit cards or revolving debt.

3. Length of Credit History (15% of FICO score)

How long have your oldest credit accounts (credit cards, loans) been open? *

A) Less than 1 year.

B) Between 1 and 3 years.

C) More than 3 years.

D) I don’t have any credit accounts.

4. New Credit and Hard Inquiries (10% of FICO score)

How many times have you applied for new credit (credit cards, loans, etc.) in the past 12 months? *

A) More than 5 times.

B) Between 2 and 5 times.

C) Once.

D) I haven’t applied for new credit in the past year.

5. Credit Mix (10% of FICO score)

Which of the following types of credit accounts do you currently have? (Select all that apply.) *

6. Public Records (Bankruptcies, Tax Liens, etc.)

Have you ever filed for bankruptcy? *

A) Yes, in the past two years

B) Yes, between 2 to 10 years ago

C) No, I’ve never filed bankruptcy.

7. Delinquent Accounts or Collections

Have any of your accounts gone to collections, or are any of your debts seriously delinquent? *

A) Yes, I have accounts in collections.

B) Yes, but I’ve paid off the collections.

C) No, none of my accounts have gone to collections.

About Credit Dusters

I’m Laura Abshire—credit strategist, financial coach, and founder of Credit Dusters. After years of working with everyday people and powerhouse entrepreneurs alike, I’ve seen one thing hold back brilliant, capable folks time and time again: broken credit and a broken mindset about money.

I created Credit Dusters to change that.

We don’t do quick fixes or shady disputes. We build credit the right way—with strategy, accountability, and long-term results. Whether you're trying to buy a home, start a business, or finally stop living check to check, I’m here to help you map out your next best move—and make it.

If you’re tired of getting told “no,” you’re in the right place. Let’s rebuild your profile, rewire your mindset, and unlock the future you know you were made for.

What make us different?

Many hardworking individuals face financial setbacks due to credit challenges. Denials for loans, high-interest rates, and the constant stress of debt can hold you back from achieving your dreams. You've tried DIY methods, maybe even other credit repair services, with little success. You're ready for a real solution.

Credit Dusters: Your Personalized Path to Financial Freedom

We are a high end custom credit coaching company. We provide a comprehensive, personalized approach that combines expert strategy, accountability, and ongoing coaching. Our three-phase 'Credit to Ownership' Blueprint guides you through every step, ensuring you're making progress every 45-90 days. You'll receive:

Custom Coaching Videos: Personalized video updates and guidance tailored to your unique situation.
Strategic Action Plans: Clear, actionable steps to improve your credit score and achieve your financial goals.
Ongoing Support & Accountability: Direct access to our team for questions, support, and encouragement.

PRICING

Our plans

Guardian Plan

$397 Setup + $97/month

Maintenance-level service
Coaching & credit challenges every 90 days
Email & text support

Builder Plan

$397 Setup + $157/month

Custom coaching every 60 days
Credit challenges every 60 days
Email & text support
Debt payoff guidance

Concierge Plan

$397 Setup + $197/month

Custom coaching every 45 days
Full credit challenges every 45 days
Phone, email, & text support
Lender strategy + sequencing
Escalations with creditors/bureaus
Debt payoff guidance

Ready to Take Control?

Schedule your free Credit Strategy Session today. We'll review your credit report, discuss your goals, and create a personalized plan to help you achieve financial freedom.