For $1 you get your first month of full service, including a round of disputes and initial coaching on ways to increase your scores quickly. After the first month the cost is an $89 monthly membership fee. There is no contract so you can cancel anytime – just stay as long as you need to! To see How We Work, click here.
The first part of our process is credit repair. We do a series of disputes with the three major credit bureaus to try to get as much derogatory and inaccurate information removed from your report as possible. Every item we get removed helps your scores. Once we narrow down anything you actually owe, we can help you prioritize these items and coach you on how to settle them in the best way to help increase your scores. If you are working with a realtor or loan officer, we would love to work with them as well so we are all on the same page, getting you ready for financing as quickly as possible.
Coaching and Education
The second part of our process is coaching and education. Every 45 days you will receive a review from us by email, outlining what we have been able to get removed so far and what we are still working on. You will also get a set of recommendations which are our coaching suggestions. Every item you complete will increase your scores. This will also educate you on best practices so you can maintain good scores even after you are done with our services. Building a positive credit profile is just as important as getting derogatories removed!
Credit Report. We need access to your credit report every month, but because we are not a bank, we do not have access to your credit. Therefore we ask you to sign up for a credit watch service, which allows you to pull your own report and scores every month, without it hurting your scores. Right now we recommend creditchecktotal.com. They charge $29.95 per month, but we can show you how to get this for half price. Sign up for their 7-day free trial to get started.